It took most of the first year to pay off that loan. And I borrowed money from my older sister to do it (what a clueless young man!!!). ![]() Year 1: In this first year I foolishly started out by buying a 3-years-new 1994 Ford Probe GT sports car for $16,000 with tax. No bank balances, never owned a car, just a bike, a backpack, and a diploma. Student Loans: Zero – due to low spending, about $10k of help from parents and scholarships, and good high school and summer jobs.īut also absolutely ZERO net worth. He gets right to work in early May, skipping even the University graduation ceremony because he does’t want to miss any work (he had already moved to a new city 300 miles away from the university). Money Mustache has just finished a grueling computer engineering degree and is now ready to party. Year 0 (1997): The Full-time working career begins. From the fresh-faced new graduate in the earliest days of the Internet, right up to the leathery and bossy carpenter with grey hairs in his beard that types for you today. So here it is, my best effort at retelling the story. can do is provide a vague summary of some ancient history.Īnd for my own benefit, it is worth sorting things out just for the record, so doubters can be convinced, voyeurs can be entertained, and aspiring Mustachians can compare their own progress. But fuck it, many financial bloggers have graphs of their net worth right on the front page, so the least Mr. Also, it’s embarrassing to walk around in your monetary underwear in front of thousands of people. I have hesitated to share the details until this point, mostly because I didn’t keep a written record through the years and it seemed pretty complicated and imprecise in my mind. ![]() Commenters and email writers have asked me to provide Salaries and Savings amounts through the years, as well as describe any windfalls or unusual maneuvers that made it all possible. I have been asked many times to provide some more gritty details on how I became Mr.
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